We’re Expanding: The Law Office of Raffi T. Khorozian P.C. Opens a New Office in Red Bank, Monmouth County

Growth is meaningful when it brings you closer to the people who need you most.

We’re proud to announce the opening of our newest office in Cherry Hill, Camden County — our first physical location serving clients directly in this community.

For years, individuals and families in South Jersey have trusted our firm during some of the most difficult moments of their lives. Now, with a permanent presence in Cherry Hill, we are making it easier than ever to access experienced legal support after a serious crash.

If you are searching for a car accident lawyer in Cherry Hill, help is now closer to home.

Why Cherry Hill — and Why Now?

Camden County’s roads are some of the busiest in South Jersey. With traffic flowing through Route 70, Route 38, Route 130, I-295, and the New Jersey Turnpike, serious collisions are unfortunately common.

Behind every crash statistic is a real person:

• A parent missing work

• A family overwhelmed by medical bills

• A driver unsure how New Jersey’s insurance laws work

• Someone pressured into accepting a quick settlement

We opened this office because accident victims in Camden County deserve accessible, transparent legal representation — without having to travel far or feel like just another case file.

Our Cherry Hill office allows us to better serve anyone looking for a car accident lawyer in Camden County with in-person consultations, faster case handling, and stronger local support.

You can learn more about your legal rights here:
Car Accident Lawyer in Camden County

Serving Cherry Hill Accident Victims Directly

Cherry Hill is one of the largest commercial and residential hubs in South Jersey. With dense traffic patterns, retail corridors, and commuter congestion, accidents here often involve:

• Multi-vehicle collisions

• Intersection crashes

• Rear-end impacts

• Distracted driving incidents

• Commercial vehicle accidents

Our new office ensures that anyone seeking a car accident lawyer in Cherry Hill has direct access to experienced legal guidance without delay.

If you were injured locally, you can explore your options here:
Cherry Hill Car Accident Lawyer

What This Means for You

Opening our first Camden County office isn’t just about location — it’s about commitment.

When you walk into our Cherry Hill office, you can expect:

• A free consultation

• No upfront legal fees

• You pay only 25% if we recover compensation

• Direct communication with your legal team

• Clear explanations — no legal jargon

We built our reputation as “The 25% Lawyers” because we believe injury victims shouldn’t lose a third of their recovery to legal fees. Transparency matters — especially when your health and financial stability are at stake.

Why Local Presence Matters After a Crash

After a serious accident, everything feels urgent:

• Medical appointments

• Car repairs

• Lost wages

• Insurance calls

• Paperwork deadlines

Having a local office means:

• Easier in-person meetings

• Faster document exchange

• Local familiarity with Camden County roads and crash patterns

• A team that understands the community you live in

When someone searches for a car accident lawyer in Cherry Hill, they’re not just looking for legal knowledge. They’re looking for reassurance. For clarity. For someone to stand between them and the insurance company.

That’s what we’re here to provide – locally — to answer your questions when they matter most.

1. What Should I Do Immediately After a Car Accident in Cherry Hill?

Accidents on Route 70, Route 38, I-295, or local Cherry Hill intersections can happen in seconds.

In the first 24 hours, your priorities should be:

• • Call 911 and request police assistance

  • Seek medical care — even if you feel fine

  • Exchange insurance and contact information

  • Document the scene if possible

  • Avoid giving recorded statements

If you were involved in a crash in Camden County, early steps protect both your health and your legal rights.

2. Do I Need to Call the Police After a Minor Accident in Camden County?

Yes.

Even if the damage appears minor, a police report creates official documentation. Without it, insurance companies may dispute fault or minimize the incident.

You can later obtain a copy of the crash report through the appropriate Camden County channels — something our team can help you navigate.

3. Should I Go to the Hospital Even If I Feel Fine?

Yes — especially after a collision in Cherry Hill.

Not all injuries are immediately obvious. Conditions such as whiplash, concussions, soft tissue damage, and even internal injuries can take hours or days before symptoms appear. What feels like minor soreness at the scene can develop into significant pain or complications later.

Seeking medical attention right away protects your health first — and your legal rights second. Proper medical documentation becomes essential if you later pursue a claim with a car accident lawyer in Camden County. Without early records, insurance companies may question whether your injuries were truly caused by the crash.

4. What Happens If the Other Driver Doesn’t Have Insurance?

Uninsured drivers are unfortunately common.

If this happens in Cherry Hill or anywhere in Camden County:

• • Your uninsured motorist (UM) coverage may apply

  • Your PIP coverage will still pay medical bills

  • Additional legal options may exist

An experienced car accident lawyer in Cherry Hill can review your policy and explain your protections.

5. How Do I File a Car Accident Claim in Camden County?

After a crash in Cherry Hill:

1. 1. Notify your insurance company

   2. Use your PIP coverage for medical treatment

   3. Document lost wages

   4. Preserve repair estimates

   5. Consult legal counsel before settlement discussions

Insurance companies process claims quickly — often before victims understand their full medical condition.

That’s where legal guidance becomes important.

6. What Is PIP Insurance in New Jersey — and How Does It Work in Cherry Hill?

New Jersey is a “no-fault” state, which means that after most car accidents, your own insurance policy pays your medical bills first — regardless of who caused the crash.

That payment comes from something called PIP (Personal Injury Protection).

What Is PIP Insurance?

PIP is part of your auto insurance policy. It is specifically designed to cover medical expenses related to a car accident, even if another driver was at fault.

In simple terms:
PIP is your medical coverage through your car insurance.

It typically covers:

• • Emergency room visits

  • Hospital stays

  • Doctor appointments

  • Physical therapy

  • Diagnostic tests (MRI, CT scans, X-rays)

  • Necessary medical treatment related to the crash

  • A portion of lost wages in some cases

Coverage applies up to the limit you selected when you purchased your policy.

How Does It Work After a Cherry Hill Accident?

If you’re injured in a crash in Cherry Hill or anywhere in Camden County:

1. 1. Your medical bills are sent to your auto insurance company first, not the other driver’s insurer.

   2. Your PIP coverage pays for treatment up to your policy limits.

   3. Fault does not determine who pays those initial medical bills — PIP does.

Even if the other driver clearly caused the accident, your PIP coverage still pays first under New Jersey law.

Can You Sue for Pain and Suffering?

That depends on the type of insurance option you selected:

• • Limited right to sue (verbal threshold) — You can only sue for pain and suffering if your injuries meet certain legal thresholds, such as permanent injury or significant disfigurement.

  • Unlimited right to sue — You may pursue pain and suffering damages without meeting those strict thresholds.

    Understanding which option you chose is critical before accepting any settlement offer. A clear understanding of New Jersey’s no-fault system can prevent costly mistakes and protect your long-term recovery.

7. What Is My Cherry Hill Car Accident Case Worth?

There is no “average” Camden County settlement.

Case value depends on:

• • • Injury severity

    • Length of treatment

    • Lost wages

    • Long-term impairment

    • Insurance limits

    • Strength of liability

Insurance companies calculate short-term numbers.
A skilled car accident lawyer in Camden County evaluates the full life impact — including future losses.

8. How Long Do I Have to File a Lawsuit in Camden County?

In most New Jersey car accident cases, you have two years from the date of the accident.

However:

• • Government vehicle claims may require notice within 90 days

  • Delays weaken evidence

Waiting can cost you leverage — even if you’re within the deadline.

9. Should I Accept the Insurance Settlement Offer?

This is one of the most common questions people in Cherry Hill ask after a crash — especially when an insurance adjuster calls within days offering a check.

At first, a quick settlement can feel like relief. Medical bills are coming in. You may have missed work. The offer sounds helpful.

But here’s what most people don’t realize:

Insurance companies are trained to settle cases before the full impact of your injuries is known.

They may:

• • Offer a fast payment before treatment is complete

  • Downplay the seriousness of your injuries

  • Suggest you were partially at fault

  • Ask for recorded statements that can later be used against you

Once you accept a settlement, your case is permanently closed.

If your condition worsens.
If you need surgery later.
If therapy lasts longer than expected.

You cannot go back and ask for more.

There are no second chances.

What Is the Smartest Step to Take?

Before accepting any settlement offer:

1. 1. Make sure your medical treatment is complete — or at least fully evaluated.

   2. Understand the total cost of your care, including future treatment.

   3. Confirm whether you have lost wages or long-term limitations.

   4. Review the offer with an experienced car accident lawyer.

The goal is not to delay your compensation.
The goal is to protect you from being underpaid.

An experienced car accident lawyer in Cherry Hill changes the entire negotiation dynamic. 

Before signing anything, make sure you understand what you are giving up. A brief legal review can protect months — or even years — of financial consequences.

10. How Much Does a Car Accident Lawyer in Camden County Cost?

Most firms charge 33%.

Our firm limits fees to 25%.

That difference can mean thousands of dollars staying in your pocket.

No upfront costs
No hourly billing
You pay only if compensation is recovered

When people search “car accident lawyer 25% fee” or compare “33% vs 25% attorney fee,” they’re often shocked at how much the difference matters.

11. Who Pays to Fix My Car After a Cherry Hill Accident?

Property damage may be covered by:

• • The at-fault driver’s liability coverage

  • Your collision coverage

  • Your uninsured motorist property damage coverage

You can choose your repair shop.
You may qualify for a rental vehicle.
If your car is totaled, valuation disputes are common.

We guide clients through both injury and property damage aspects.